The $330B SME financing gap in Africa makes it nearly impossible for small businesses and startups to access funding. Banks won’t lend, local investors focus on real estate, and startups are forced to rely on foreign capital that doesn’t reinvest in the local economy.
Provides interest-free loans
to MSMEs
Uses blockchain & smart contracts to automate funding & ensure transparency
Creates a rolling investment fund to fund high growth startups initiatives
MSMEs commit 1-10% of revenue. In return, they gain access to interest-free loans.
Each business's pledge is verified and enforced on-chain. —ensuring a trustless, transparent system without intermediaries.
Pledged funds are allocated to vetted, high-growth startups through a transparent, rules-based process.
Smart contract automates the distribution of returns to pledging businesses-recycling wealth, reinforcing trust and fueling more funding cycles.
Harambe is led by fintech, blockchain, and product innovators committed to economic independence in Africa.
Pan-African entrepreneur, investor, and product leader dedicated to building self-sustaining financial systems that empower African businesses
Pan-African entrepreneur, investor, and product leader dedicated to building self-sustaining financial systems that empower African businesses
Building Smart Contract Infrastructure
Security Token Launch and Promotion
Deploying Loans to Businesses in KE and SA
